Credit Manager Resume
Trying to get a new job as a credit project manager, and your resume it’s not good enough? Great, take a few minutes to review our credit manager resume template and start writing your resume right away. In the following article, you will find a sample, and also some advice for your job interview. You will learn how to behave, what are the most common questions your employer can ask you, and what are the questions you can ask.
Credit Manager Resume Sample
Address: 4175 Lindell Blvd., Saint Louis MO 63108
Phone: (314) 315-1900
Current job: Credit Manager at Accounting Pripals
To use the experience I have gained in financial analysis, managing financial tasks and coming up with cost-saving measures to enhance customer experience and build customer trust in a growing firm.
- Exceptional attention to detail
- Prior experience conducting cost-benefit analysis
- Extensive experience in performing financial tasks
- Skilled in financial analysis
- Able to monitor portfolio for trends and warning signs
- Knowledgeable in cost-saving measures
- Good at delivering high level of customer satisfaction
- Able to interpret financial laws and maintain accurate documents
- Good analytical skills in problem-solving
- Able to aptly apply sound judgments to varying issues
- Able to meet deadlines
- Can work under pressure and with little or no supervision
- Experience in credit administration and loan approval procedures
Credit Manager, 2008-Present
Accounting Pripals, Houston, TX
- Directing several credit and collections department staff
- Managing various global corporate accounts
- Serving as a liaison between the collection department and credit office
- Reducing the risk of loss by implementing varying credit control measures especially for small retain accounts
- Reviewing and approving letters of credit
- Completing daily reviews of customer reconciliations and cash applications
Zonal Credit Manager, 2005-2008
AkzoNobel US, Houston, TX
- Played a leading role in streamlining all personal loans in the whole zone
- Developed products and filters which were market-specific in a bid to reduce delinquency
- Was awarded as best performer in the car loans department
- Augmented numerous processing channels in order to boost speed and increase reach
Credit Manager, 2000-2005
Tyco Thermal Control, Houston, TX
- Planned and implemented new initiative to bring buyers into the market
- Maintained a very low delinquency portfolio compared to other regions in the country
- Expertly designed several market-specific products in the car loans market
- Took part in launching and modifying the auto loans policy
DeVry University’s Keller Graduate School of Management, Kansas, Missouri
Masters in Business Administration
1998-2000, 3.2 GPA
Berkeley College, Berkeley, Missouri
Bachelors of Business Administration
1994-1998, 3.4 GPA
Affton High School, St. Louis, Missouri
High School Diploma
1990-1994, 3.3 GPA
- Management of services and concepts key to customers
- Management of people performance
- Preparation of budgets and financial plans
- Recruitment, selection and induction of staff
- Risk management
- Change and innovation
- Human resource consultancy services
- Performance management systems
- Civil Status: Married, with two children
- Date of Birth: June 7, 1975
- Hobbies: fixing cars, cooking, dancing and walking.
Advice for Your Credit Manager Job Interview
A winning presentation is not won by luck; you have to prepare for it. Before going to the interview, you need to have prepared yourself fully if you are to have a chance at getting that job. These tips will get you started, but they are only as good as your efforts to take action on your part. It is only by thorough preparation that you will be able to surmount the difficulties in the interview and emerge the winner.
Be Ready With Your Credit Manager CV
One of the factors that are going to determine whether you get that job or not will be your resume. Depending on how well or badly you have prepared your resume; you will either increase your chances of getting the job or wipe them off completely. Before you go ahead and prepare your own custom-made CV, you will do well to browse through our credit manager resume examples on this site to find out what to include in yours. Don’t make the mistake of copying the best resume template word for word; rather, only use it as a guide for making yours. A good CV should showcase your experience, qualifications, skills and any skill that will stand you in good stead in the job that you are applying. Always prepare your resume in regard to the job description. For example, in case they have asked for someone proficient in a foreign language, you should make sure to indicate that language course you took recently.
Do Your Research
You would be surprised at the number of people who show up at interviews without the tiniest clue about the company that they applied to. You can imagine the look on their faces when they are asked something to do with the firm. Make sure to carry out a research on what the company does and mode of operation. In fact, you should go a step further and find out about the interviewer as well. A good tip is to befriend an insider in the company and get all this information. Once you know what the interviewer likes or dislikes, you will know the kind of answers to give and the ones to avoid.
Common Questions You Might Be Asked
The following questions are among the most likely that you might face when you are being interviewed for the credit manager job. You need to prepare your answers for them, making sure that you display your achievements and skills. Brainstorm in advance to find the best answers for them.
- What were your expectations in your former job as a credit manager? Were they met?
- What were your responsibilities as a credit manager in your previous company?
- What challenges did you encounter in your past job? How did you handle them?
- What have you learned of value from the mistakes you have committed as a credit manager?
- What was your major failure in the job? What was the biggest accomplishment?
Formulate Your Own Questions
Many people do everything they can when preparing for the interview but forget to formulate questions that they themselves would like answered. When deciding on what questions to ask your prospective employer, avoid asking about such issues as pay raise or when your vacation will be. Instead, focus on being relevant. Some of the questions you might ask are:
- What is the typical work week of a credit manager like?
- Do you have aggressive standards for your sales team and credit team?
- What kinds of incentives are available for your employees?
- Do you give out loans to those with poor credit?
- Is there a possibility of relocation in this job?
- Is this a new position that you are trying to fill?
The first thing that your prospective employer is going to see when you first enter the room is your appearance. You should, therefore, capitalize on dressing professionally if you want to get that job that you wanted for so long. In case you are going to wear a suit, have it dry-cleaned by a professional and well-ironed. For a dress outfit, ensure that you don’t wear anything that is too revealing or flashy. As a tip, find out how other people in the same position that you are applying, dress to work.
If this Credit Manager resume example wasn’t sufficient for you, you are free to review some other samples and templates from our site. Browse to some related resumes below and find your inspiration.
Besides the resumes listed above, we recommend going through the following resume writing and job seeking tips:
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Accounting Resume Examples
Diligent Bank Credit Manager who remains current in credit and loan regulations and procedures within the financial industry. Adept at assessing client needs in a timely manner. Focused on meeting customer needs by drawing on sound knowledge of private and commercial loan management.
¥ Well-rounded experience with managing credit and loans
¥ Sound knowledge of analyzing and evaluating financial information
¥ Profound knowledge of cash flow procedures and structures
¥ Strong ability to establish and maintain solid client relations
¥ Proficient at observing analyzing and interrupting financial trends
¥ Excellent internal and external communications and organizational skills
¥ Ability to work well under pressure and meet strict deadlines
¥ Adept at working well independently and in group settings
¥ Managed all loan and credit requests and made approval decisions.
¥ Maintained a database of all borrowers in accordance with bank standards.
¥ Established and maintained portfolios of all current lenders.
¥ Ensured that all credit and loan standards were applied.
¥ Periodically reviewed lender portfolios to identify possible risks.
¥ Worked with colleagues on more involved loan and credit transactions.
¥ Determined loan approvals and prepared required documentation upon approval.
¥ Processed credit approval documents.
¥ Prepared and disbursed loan commitment letters.
¥ Maintained contact with all individuals with open loans or lines of credit.
¥ Met with customers requesting loans or lines of credit to start determination process.
¥ Coordinated with team members to ensure customers received timely responses.
¥ Performed internal audits of credit and loan procedures.